Archive for the ‘Employee Health’ Category

Employee Health Plan

Thursday, October 8th, 2009

There are various types of employee health plans. In the past decades, employers turned to managed care plans to cut costs. Health maintenance organizations (HMOs), preferred provider organizations (PPOs), and point of service health plans (POSs) have become common.

High-deductible health plans (HDHPs) have lower premiums, but are less desirable for those who might incur regular medical costs. PPOs are perceived as more flexible than HMOs since employees can choose from a wider range of providers.

A survey by The Art of Health Promotion reports that companies who introduced employee health and wellness programs achieved a 30% decrease in medical and absenteeism costs in under four years.
Companies attract, retain, and increase productivity of employees when they offer comprehensive and affordable benefits packages. Offering benefits to part-time workers also increases employee morale and satisfaction. Organizations that provide wellness programs invest in prevention as well as treatment.

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The Employee Health Benefit

Wednesday, October 7th, 2009

As medical costs increase, employers and employees alike scramble to beat costs. Workers search for convenience and affordability. When they can’t meet these goals, they often go without medical care, sacrificing their health. Employers look for attractive benefit packages at economic prices.

Jerry S. Rosenbloom writes The Handbook of Employee Benefits to help business owners and managers outline objectives, tally costs, and implement effective health plans. He covers vital legislation and the ins and outs of relevant business practices.

Employee health benefits can include:

  1. pension plans;
  2. life insurance;
  3. health insurance;
  4. dental care;
  5. optometry;
  6. disability; and
  7. maternity.

These examples comprise a growing portion of a worker’s total compensation package. Employers should note that perceived dissatisfaction with health benefits has a strong correlation with job dissatisfaction.

Health benefits can be used to attract employees to the public sector, balancing the relatively higher salaries of the private sector. Many workers will stay in a job they might otherwise leave simply for the health coverage provided.

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Employee Health Services: It Takes A Village

Thursday, October 1st, 2009

An article in Family & Community Health stresses that “culturally sensitive and appropriate programs must be developed to engage economically challenged minority and other underserved populations.”

The Office of Minority Health (OMH) believes “cultural competency is one of the main ingredients in closing the disparities gap in health care.” When developing a health wellness program, language and culture influence:

  1. how health conditions and causes are perceived;
  2. workplace wellness belief systems;
  3. attitudes toward health care providers;
  4. behaviors of consumers; and
  5. delivery of health services.

Take The Dow Chemical Company. Dow’s health and wellness programs in South Africa and Latin America have focused on reducing health risks and attending to long-term HIV/AIDS prevention. Significant increases in longevity and reduced rates of HIV highlight Dow’s success.

Cover bases and consider how family, community, and work affects employees and business practices. A wellness program must address employee health needs through these lenses as well.

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Employee Wellness: A Priority

Monday, September 21st, 2009

Businesses are not just about the bottom line. Businesses are about people too. If you neglect your employees, productivity decreases. If you demonstrate a lack of care about the well-being of people, your business will suffer the consequences. When employees experience a company that respects and values them, clients receive the benefits as well.

The New America Foundation and the Congressional Mental Health Caucus (CHMC) recently cosponsored an event emphasizing workplace wellness programs. Their focus was the impact of employee wellness on the workplace and community. They also centered attention on the role of corporate wellness programs in:

  1. preventing injury and disease;
  2. achieving health equity; and
  3. establishing social and physical environments that promote employee health.

The CMHC also concentrates on providing support to businesses to lower employee health care costs. Improving employee health is a priority in efforts to improve the quality of life for all involved.

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Employee Health and Wellness Program

Sunday, September 20th, 2009

If you want a healthy business, you need healthy employees. Achieve this by implementing an employee health and wellness program.

President Obama recently lauded Safeway, Johnson & Johnson, and Microsoft for their workplace wellness practices. According to his Health Care Plan, he believes that “worksite interventions hold tremendous potential to influence health” and plans to “expand and reward those efforts.”

Businesses who fail to address employee health and safety suffer many negative consequences. Poor employee health can:

  1. downgrade efficiency
  2. weaken job performance
  3. increase health care and disability leave costs
  4. be hazardous to public safety.
  5. lower morale and company loyalty

What are the rewards? To name a few:

  1. increased business productivity.
  2. prevention and early detection of injuries and life-threatening illnesses
  3. effective treatment implementation for existing needs

Take it from IBM’s Regional Director of Well-Being, Joyce Young, who reports $80 million in reduced health claims as a result of their company wellness efforts. Make a worthwhile investment in your business.

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